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Your real take-home pay for 2026-27, GST in a tap, and a refund letter when something you bought isn't up to scratch.
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IRD 2026-27 rates and the Consumer Guarantees Act
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Tools
PAYE Take-Home Pay Calculator 2026-27
After PAYE, ACC, KiwiSaver and student loan
Open โFinal Holiday Pay Calculator (NZ)
Leaving your job? Check the annual holiday pay owed in your final pay
Open โRefund Rights Letter (Consumer Guarantees Act)
Faulty buy? Check if it's a substantial failure and get a refund letter
Open โBond Refund Letter (NZ)
Landlord keeping your bond? Dispute unfair deductions with a ready letter
Open โGST Calculator NZ (15%)
Add or remove 15% GST, and check the $60,000 registration threshold
Open โPopular right now
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